{"id":132,"date":"2020-12-28T10:00:00","date_gmt":"2020-12-28T10:00:00","guid":{"rendered":"https:\/\/subsidiomexico.xyz\/?p=132"},"modified":"2023-10-26T16:17:56","modified_gmt":"2023-10-26T16:17:56","slug":"segundo-credito-infonavit","status":"publish","type":"post","link":"https:\/\/subsidiomexico.xyz\/segundo-credito-infonavit\/","title":{"rendered":"\u2705Segundo Cr\u00e9dito Infonavit\ud83d\udcb5"},"content":{"rendered":"\r\n<h1><strong>\u2705Segundo Cr\u00e9dito Infonavit\ud83d\udcb5<\/strong><\/h1>\r\n<p>Una vez ya culminado el primer cr\u00e9dito, ya los beneficiarios optan por el <strong>Segundo Cr\u00e9dito Infonavit<\/strong>. Y es que esta instituci\u00f3n se caracteriza por ofrecer un servicio confiable y seguro que <strong>ayuda a elevar la calidad de vida<\/strong> de toda la familia.<\/p>\r\n\r\n<h2>\u00bfC\u00f3mo acceder al Segundo Cr\u00e9dito Infonavit?<\/h2>\r\n\r\n<p>Sea para comprar una casa nueva o usada o simplemente renovarla, esta es la oportunidad perfecta de <strong>solicitar un segundo credito de infonavit <\/strong>siempre y cuando se haya finalizado el primero sin problemas. En primer lugar, el beneficiario debe esperar m\u00ednimo un a\u00f1o desde el momento que se haga la<strong> liquidaci\u00f3n del primer pr\u00e9stamo<\/strong>. Seguidamente, debe tener cinco a\u00f1os de cotizaci\u00f3n como empleado. En el caso de que el primer cr\u00e9dito haya sido aprobado bajo cofinanciamiento, igualmente debe ser debidamente demostrada su liquidaci\u00f3n. Esto aplica en pr\u00e9stamos con Apoyo Infonavit o Cofinavit.<\/p>\r\n\r\n<h2>\u00bfCu\u00e1les son los requisitos para optar por el Segundo Cr\u00e9dito Infonavit?<\/h2>\r\n\r\n<ul>\r\n<li>El solicitante debe ser menor a 65 a\u00f1os de edad.<\/li>\r\n<li>Llenar la solicitud de inscripci\u00f3n.<\/li>\r\n<li>Identificaci\u00f3n oficial.<\/li>\r\n<li>Acta de nacimiento.<\/li>\r\n<li>Retenci\u00f3n de descuentos. Se obtiene a trav\u00e9s de Mi Cuenta Infonavit.\u00a0<\/li>\r\n<li>Aval\u00fao actualizado a fin de que se estudie el valor del inmueble.<\/li>\r\n<li>Historial de cr\u00e9ditos. Esto es con el fin de autorizar al banco para comprobar vida crediticia.<\/li>\r\n<li>Precalificacion infonavit. Para esto se debe sumar al menos 116 puntos. Se logra con el resultado del salario del solicitante, a\u00f1os de cotizaci\u00f3n, subcuenta de la vivienda y la edad.<\/li>\r\n<\/ul>\r\n\r\n<h2>\u00bfC\u00f3mo formalizar la solicitud del cr\u00e9dito?<\/h2>\r\n\r\n<p>El objetivo es lograr la aprobaci\u00f3n del <strong>segundo credito seguro infonavit<\/strong>. \u00a0Para ello, se debe realizar la solicitud de manera formal. Algunas recomendaciones son: Primeramente, realizar la infonavit precalificaci\u00f3n a trav\u00e9s del portal oficial. Seguidamente se debe a\u00f1adir datos personales como fecha de nacimiento y <strong>N\u00famero de Seguridad Social.<\/strong><\/p>\r\n\r\n\r\n\r\n<p>En segundo lugar, dentro de la plataforma <strong>se puede verificar todo acerca del monto del cr\u00e9dito<\/strong> y mucho m\u00e1s. Finalmente, tiene la opci\u00f3n de elegir el modelo de la vivienda, as\u00ed como sus caracter\u00edsticas y ventajas. \u00a0Una vez culminado este paso se puede dirigir personalmente a cualquiera de <strong>las sedes m\u00e1s cercanas<\/strong>. \u00a0<\/p>\r\n\r\n<h2>\u00bfQu\u00e9 condiciones aplican para la aprobaci\u00f3n del pr\u00e9stamo?<\/h2>\r\n\r\n<ul>\r\n<li>Este segundo cr\u00e9dito de Infonavit est\u00e1 dirigido a cualquier nivel salarial.<\/li>\r\n<li>La tasa fija aprobada es del 10.9 por ciento al a\u00f1o.<\/li>\r\n<li>El monto de cr\u00e9dito aprobado es calculado de acuerdo al plazo elegido para su pago. As\u00ed como la posibilidad de pago del solicitante.<\/li>\r\n<li>El segundo cr\u00e9dito de Infonavit no se complementa con los diferentes subsidios estadales.<\/li>\r\n<li>Los gastos bancarios \u00a0y operativos, as\u00ed como los de la escritura son del \u00a05 por ciento del monto del capital. \u00a0Los clientes que ganen un m\u00e1ximo de 2.8 UMA al mes no aplica.<\/li>\r\n<li>Si tu cr\u00e9dito est\u00e1 al d\u00eda, tienes la opci\u00f3n de realizar pagos anticipados. En tal sentido, ser\u00e1n aplicados de manera integral a tu capital.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>Vale acotar que la <strong>aprobaci\u00f3n de los cr\u00e9ditos<\/strong> depende tambi\u00e9n de la <strong>calidad de pagos <\/strong>por parte de la empresa donde trabaja el solicitante. Ahora, si a\u00fan no has solicitado ning\u00fan pr\u00e9stamo, puedes conocer c\u00f3mo solicitar el primer cr\u00e9dito de Infonavit.<\/p>\r\n\r\n<div class=\"cuadro-oficial\">\r\n<div class=\"texto-oficial\">\r\n<p>Si quieres ampliar la informaci\u00f3n, te presentamos el siguiente enlace&#8230;<\/p>\r\n<\/div>\r\n<div class=\"boton-oficial\"><a class=\"btn\" href=\"\r\n\r\nhttps:\/\/infonavitfacil.mx\/incrementa-tu-patrimonio-con-tu-segundo-credito-infonavit\/\r\n\r\n\">Sitio Oficial<\/a><\/div>\r\n<\/div>\r\n<div style=\"text-align: center;\">\r\n<div style=\"font-family: 'Montserrat', sans-serif; color: #c60000; font-size: 25px; text-align: center; margin-top: 28px; margin-bottom: 25px; font-weight: bold;\">OTRAS AYUDAS<\/div>\r\n<div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys\" id=\"pt-cv-view-daa40c80mh\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"2\"><div class=\"col-md-6 col-sm-6 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"287\"><div class='pt-cv-ifield'><h4 class=\"pt-cv-title\"><a href=\"https:\/\/subsidiomexico.xyz\/programa-canasta-basica-de-alimentos\/\" class=\"_self cvplbd\" target=\"_self\" >\u2705Programa Canasta B\u00e1sica de Alimentos\ud83c\udf45\ud83e\udd51\ud83e\udd55<\/a><\/h4>\n<a href=\"https:\/\/subsidiomexico.xyz\/programa-canasta-basica-de-alimentos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default cvplbd\" target=\"_self\" ><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"157\" src=\"https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__18-1-300x157.webp\" class=\"pt-cv-thumbnail img-none\" alt=\"\u2705Programa Canasta B\u00e1sica de Alimentos\ud83c\udf45\ud83e\udd51\ud83e\udd55\" srcset=\"https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__18-1-300x157.webp 300w, https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__18-1-1024x536.webp 1024w, https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__18-1-768x402.webp 768w, https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__18-1.webp 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/div><\/div>\n<div class=\"col-md-6 col-sm-6 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"840\"><div class='pt-cv-ifield'><h4 class=\"pt-cv-title\"><a href=\"https:\/\/subsidiomexico.xyz\/ayuda-alimentaria\/\" class=\"_self cvplbd\" target=\"_self\" >\u2705Ayuda Alimentaria\ud83e\udd55\ud83e\uded1\ud83e\udd51\ud83c\udf45<\/a><\/h4>\n<a href=\"https:\/\/subsidiomexico.xyz\/ayuda-alimentaria\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default cvplbd\" target=\"_self\" ><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"157\" src=\"https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__4-1-300x157.webp\" class=\"pt-cv-thumbnail img-none\" alt=\"\u2705Ayuda Alimentaria\ud83e\udd55\ud83e\uded1\ud83e\udd51\ud83c\udf45\" srcset=\"https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__4-1-300x157.webp 300w, https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__4-1-1024x536.webp 1024w, https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__4-1-768x402.webp 768w, https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__4-1.webp 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/div><\/div><\/div><\/div><\/div>\t\t\t<style type=\"text\/css\" id=\"pt-cv-inline-style-42ebb53fxk\">#pt-cv-view-daa40c80mh .pt-cv-title a, #pt-cv-view-daa40c80mh  .panel-title { font-weight: 600 !important; }\n#pt-cv-view-daa40c80mh .pt-cv-carousel-caption  { background-color: rgba(51,51,51,.6) !important; }\n#pt-cv-view-daa40c80mh .pt-cv-specialp { background-color: #CC3333 !important }\n#pt-cv-view-daa40c80mh .pt-cv-specialp * { color: #fff !important; }\n#pt-cv-view-daa40c80mh .pt-cv-pficon  { color: #bbb !important; }\n#pt-cv-view-daa40c80mh .pt-cv-readmore  { color: #ffffff !important; background-color: #00aeef !important; }\n#pt-cv-view-daa40c80mh .pt-cv-readmore:hover  { color: #ffffff !important; background-color: #00aeef !important; }\n#pt-cv-view-daa40c80mh  + .pt-cv-pagination-wrapper .pt-cv-more , #pt-cv-view-daa40c80mh  + .pt-cv-pagination-wrapper .pagination .active a, .pt-cv-pagination[data-sid='daa40c80mh'] .active a { color: #ffffff !important; background-color: #00aeef !important; }\n \r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized input:hover,\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized input:focus,\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized select:hover,\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized select:focus,\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized input~div:hover,\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized input~div:focus {border-color: #0075ff; box-shadow: 0 0 0 1px #0075ff !important;}\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized input[type='checkbox']:checked {background-color: #0075ff;}\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized input[type='radio']:checked {border-color: #0075ff;}\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized input[type='radio']:checked::before {border-color: #0075ff; background: #0075ff;}\r\n                                    <\/style>\r\n\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Una vez ya culminado el primer cr\u00e9dito, ya los beneficiarios optan por el Segundo Cr\u00e9dito Infonavit. Y es que esta instituci\u00f3n se caracteriza por ofrecer un servicio confiable y seguro que ayuda a elevar la calidad de vida de toda la familia. <a href=\"https:\/\/subsidiomexico.xyz\/segundo-credito-infonavit\/\">Leer m\u00e1s \u00bb<\/a><\/p>\n","protected":false},"author":10,"featured_media":1390,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[22],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u25baSegundo Cr\u00e9dito Infonavit| \u3010INSCRIPCI\u00d3N ABIERTA\u3011<\/title>\n<meta name=\"description\" content=\"Segundo Cr\u00e9dito Infonavit \u2705Cr\u00e9dito \u2705precalificacion \u2705Retenci\u00f3n de descuentos \u2705Historial de cr\u00e9ditos \u2705solicitud de inscripci\u00f3n \u2705Identificaci\u00f3n\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/subsidiomexico.xyz\/segundo-credito-infonavit\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u25baSegundo Cr\u00e9dito Infonavit| \u3010INSCRIPCI\u00d3N ABIERTA\u3011\" \/>\n<meta property=\"og:description\" content=\"Segundo Cr\u00e9dito Infonavit \u2705Cr\u00e9dito \u2705precalificacion \u2705Retenci\u00f3n de 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