{"id":115,"date":"2020-12-27T23:21:00","date_gmt":"2020-12-27T23:21:00","guid":{"rendered":"https:\/\/subsidiomexico.xyz\/?p=115"},"modified":"2023-10-26T16:19:24","modified_gmt":"2023-10-26T16:19:24","slug":"credito-infonavit-tradicional","status":"publish","type":"post","link":"https:\/\/subsidiomexico.xyz\/credito-infonavit-tradicional\/","title":{"rendered":"\u2705Cr\u00e9dito Infonavit Tradicional\ud83d\udcb5"},"content":{"rendered":"\r\n<h1><strong>\u2705Cr\u00e9dito Infonavit Tradicional\ud83d\udcb5<\/strong><\/h1>\r\n<p>En este a\u00f1o Cr\u00e9dito Infonavit Tradicional es la alternativa ideal para <strong>invertir en una vivienda<\/strong>. Pese a que existen diversas modalidades de cr\u00e9ditos, este en particular no depender\u00e1 de sus fondos en el banco.<\/p>\r\n<p>La precalificaci\u00f3n tradicional Infonavit es muy sencilla. Cada trabajador que aplique al cr\u00e9dito podr\u00e1 utilizar hasta el 100% del monto que les corresponda.<\/p>\r\n<h2>Tener solvencia crediticia es indispensable<\/h2>\r\n<p>A diferencia de otros cr\u00e9ditos, Infonavit tradicional no toma en cuenta si el trabajador devenga $2,650 o hasta $68,000 mensuales.<\/p>\r\n<p>S\u00f3lo para precalificar <strong>en este pr\u00e9stamo<\/strong> debe contar con un buen historial de cr\u00e9ditos. Adicional a ello, se toma en cuenta el saldo existente en la subcuenta de vivienda.<\/p>\r\n<h2>\u00bfC\u00f3mo se determina el cr\u00e9dito tradicional Infonavit?<\/h2>\r\n<ul>\r\n<li>Se analiza edad y salario reportado en el IMSS\/Infonavit para aprobar el cr\u00e9dito.<\/li>\r\n<li>Se calcula el saldo de la Subcuenta de vivienda. Este est\u00e1 compuesto por el ahorro acumulado y los aportes bimestrales. Es necesario recalcar que los aportes son tomados del 5% correspondiente al mes de salario y los intereses que estos generen.<\/li>\r\n<li>Infonavit otorga montos mayores a quienes hagan <strong>uso de tecnolog\u00edas ecol\u00f3gicas<\/strong>. Es decir, que aquellos que usen focos ahorradores, economizadores de agua, ser\u00e1n beneficiados con mayores montos. Esto con el objetivo de fomentar las practicas ecol\u00f3gicas en armon\u00eda con el ambiente. \u00a0Por tanto, pueden aportar al trabajador entre $2,000 y hasta $45,000.<\/li>\r\n<\/ul>\r\n<h2>La casa de tus sue\u00f1os con cr\u00e9dito Infonavit Tradicional<\/h2>\r\n<p>Adquirir una vivienda y <strong>estabilidad familiar<\/strong> es m\u00e1s f\u00e1cil de lo que parece gracias al cr\u00e9dito Infonavit tradicional. Ya sea compra financiada o monto total, trabajadores a trav\u00e9s de la precalificaci\u00f3n tradicional logran sus metas.<\/p>\r\n<h2>\u00bfQu\u00e9 puedes adquirir con cr\u00e9dito tradicional Infonavit?<\/h2>\r\n<p>Un terreno, una vivienda, un terreno o un <strong>departamento nuevo o usado<\/strong>, puede ser suyo. Infonavit pone a disposici\u00f3n del trabajador la garant\u00eda de que la documentaci\u00f3n de la vivienda salga a su nombre. De esta forma, es due\u00f1o de su propiedad, lo que otorga tranquilidad y estabilidad emocional.<\/p>\r\n<p>Resalta que este tipo de aporte crediticio tambi\u00e9n contempla pr\u00e9stamos para ampliar o remodelar su vivienda. Otra de las alternativas que ofrece Infonavit es el aporte del monto restante para cancelar el pago a otro banco.<\/p>\r\n<p>Si se desea obtener un bien mayor, ambos c\u00f3nyuges <strong>puedes unir sus cotizaciones<\/strong> y solicitar su cr\u00e9dito. S\u00f3lo es necesario que ambos tenga alrededor de 116 puntos y m\u00e1s de 2 a\u00f1os de cotizaciones continuas.<\/p>\r\n<h2>\u00bfEs importante la edad al pedir un cr\u00e9dito?<\/h2>\r\n<p>Si el trabajador es menor a 40 a\u00f1os sus posibilidades de obtener un cr\u00e9dito tradicional Infonavit aumentan.<\/p>\r\n<p>Infonavit<strong> toma en cuenta la edad y el salario<\/strong> para realizar el pr\u00e9stamo correspondiente. En tal sentido, si una persona gana $5,000 al mes es posible que solicite un cr\u00e9dito por $338,000).<\/p>\r\n<p>Infonavit coloca a disposici\u00f3n de los usuarios una tabla para evaluar los montos de los pr\u00e9stamos. En su sitio web muestran al detalle los montos aproximados por edad y salario de un trabajador.<\/p>\r\n<p>Vale recalcar que en el a\u00f1o 2020, Infonavit tradicional <strong>otorg\u00f3 cr\u00e9ditos hasta de $1,846,000<\/strong>.<\/p>\r\n<p>Las personas que requieren cr\u00e9ditos m\u00e1s altos pueden recurrir a otros tipos de cr\u00e9ditos de Infonavit.<\/p>\r\n<p><strong>\u00a0<\/strong><\/p>\r\n<p>&nbsp;<\/p>\r\n<div class=\"cuadro-oficial\">\r\n<div class=\"texto-oficial\">\r\n<p>Si quieres ampliar la informaci\u00f3n, te presentamos el siguiente enlace&#8230;<\/p>\r\n<\/div>\r\n<div class=\"boton-oficial\"><a class=\"btn\" href=\"\r\n\r\nhttps:\/\/infonavitfacil.mx\/category\/que-credito-me-conviene\/compra-tu-casa\/credito-tradicional\/\r\n\r\n\">Sitio Oficial<\/a><\/div>\r\n<\/div>\r\n<div style=\"text-align: center;\">\r\n<div style=\"font-family: 'Montserrat', sans-serif; color: #c60000; font-size: 25px; text-align: center; margin-top: 28px; margin-bottom: 25px; font-weight: bold;\">OTRAS AYUDAS<\/div>\r\n<div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys\" id=\"pt-cv-view-daa40c80mh\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"2\"><div class=\"col-md-6 col-sm-6 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"287\"><div class='pt-cv-ifield'><h4 class=\"pt-cv-title\"><a href=\"https:\/\/subsidiomexico.xyz\/programa-canasta-basica-de-alimentos\/\" class=\"_self cvplbd\" target=\"_self\" >\u2705Programa Canasta B\u00e1sica de Alimentos\ud83c\udf45\ud83e\udd51\ud83e\udd55<\/a><\/h4>\n<a href=\"https:\/\/subsidiomexico.xyz\/programa-canasta-basica-de-alimentos\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default cvplbd\" target=\"_self\" ><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"157\" src=\"https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__18-1-300x157.webp\" class=\"pt-cv-thumbnail img-none\" alt=\"\u2705Programa Canasta B\u00e1sica de Alimentos\ud83c\udf45\ud83e\udd51\ud83e\udd55\" srcset=\"https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__18-1-300x157.webp 300w, https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__18-1-1024x536.webp 1024w, https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__18-1-768x402.webp 768w, https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__18-1.webp 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/div><\/div>\n<div class=\"col-md-6 col-sm-6 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"840\"><div class='pt-cv-ifield'><h4 class=\"pt-cv-title\"><a href=\"https:\/\/subsidiomexico.xyz\/ayuda-alimentaria\/\" class=\"_self cvplbd\" target=\"_self\" >\u2705Ayuda Alimentaria\ud83e\udd55\ud83e\uded1\ud83e\udd51\ud83c\udf45<\/a><\/h4>\n<a href=\"https:\/\/subsidiomexico.xyz\/ayuda-alimentaria\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default cvplbd\" target=\"_self\" ><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"157\" src=\"https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__4-1-300x157.webp\" class=\"pt-cv-thumbnail img-none\" alt=\"\u2705Ayuda Alimentaria\ud83e\udd55\ud83e\uded1\ud83e\udd51\ud83c\udf45\" srcset=\"https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__4-1-300x157.webp 300w, https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__4-1-1024x536.webp 1024w, https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__4-1-768x402.webp 768w, https:\/\/subsidiomexico.xyz\/wp-content\/uploads\/2023\/10\/AnyConv.com__4-1.webp 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/div><\/div><\/div><\/div><\/div>\t\t\t<style type=\"text\/css\" id=\"pt-cv-inline-style-5cebde81x2\">#pt-cv-view-daa40c80mh .pt-cv-title a, #pt-cv-view-daa40c80mh  .panel-title { font-weight: 600 !important; }\n#pt-cv-view-daa40c80mh .pt-cv-carousel-caption  { background-color: rgba(51,51,51,.6) !important; }\n#pt-cv-view-daa40c80mh .pt-cv-specialp { background-color: #CC3333 !important }\n#pt-cv-view-daa40c80mh .pt-cv-specialp * { color: #fff !important; }\n#pt-cv-view-daa40c80mh .pt-cv-pficon  { color: #bbb !important; }\n#pt-cv-view-daa40c80mh .pt-cv-readmore  { color: #ffffff !important; background-color: #00aeef !important; }\n#pt-cv-view-daa40c80mh .pt-cv-readmore:hover  { color: #ffffff !important; background-color: #00aeef !important; }\n#pt-cv-view-daa40c80mh  + .pt-cv-pagination-wrapper .pt-cv-more , #pt-cv-view-daa40c80mh  + .pt-cv-pagination-wrapper .pagination .active a, .pt-cv-pagination[data-sid='daa40c80mh'] .active a { color: #ffffff !important; background-color: #00aeef !important; }\n \r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized input:hover,\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized input:focus,\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized select:hover,\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized select:focus,\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized input~div:hover,\r\n                                    .cvp-live-filter[data-sid='daa40c80mh'].cvp-customized input~div:focus {border-color: #0075ff; 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Pese a que existen diversas modalidades de cr\u00e9ditos, este en particular no depender\u00e1 de sus fondos en el banco. <a href=\"https:\/\/subsidiomexico.xyz\/credito-infonavit-tradicional\/\">Leer m\u00e1s \u00bb<\/a><\/p>\n","protected":false},"author":10,"featured_media":1390,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[22],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO 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